We should be able to access our credit score but also our credit reports with options to pay on any debts we have outstanding. KOHO is advertised as a credit builder so this all should be part of joining, and not at a extra monthly cost.

If we are paying for credit building, can we receive a copy of the report from the bureau as well?

The credit score is awesome, but the ultimate would be to receive the report as well.

Equifax charges $5 for the report, can this be included in the fee we pay?