Would be nice to be able to verify charges from a merchant prior to them going through to stop fraud. Especially if it’s a new merchant, or if the amount is substantial.

3-D secure payments, many retailers are requiring this, please add it. Same as (otp)

Get alerts for suspicious activities on card or suspicious vendors activity

Be able to use verification code to sign in just an extra security option

With the increased circulation of scams aiming to get your card information, I feel it may be handy to have the option to approve/confirm/authenticate large online purchases where the account holder can set the limit in which they would have to manually authorize the purchase in the app. This way, if someone’s card information is obtained and unlawfully used in attempt to make large purchases, the account holder can decline to pay the vendor, making use of the card useless for the attempted scammer since they won’t be able to attempt to make a large purchase without authorization. This feature should include the amount and the vendor. If possible, the location from where it was attempted to be purchased could also be beneficial in the fight against scams.

Chefs Plate and HelloFresh bypass the card and goes straight to the entity.

I had a transaction go through on my account that had the wrong card on file and it still went through.

The KOHO team wants me to lock and request a new card even though the card information is different than that I have.